Bank of Dave 2: The Loan Ranger is the 2025 sequel to the hit British biographical comedy-drama Bank of Dave, released on Netflix on January 10, 2025. The film sees Rory Kinnear reprise his role as the real-life Burnley businessman Dave Fishwick, who this time shifts his focus from establishing a community bank to dismantling the predatory payday loan industry. Directed by Chris Foggin and written by Piers Ashworth, the sequel introduces new cast members including Chrissy Metz (This Is Us) as an American investigative journalist and Rob Delaney as a ruthless loan shark CEO. The story follows Dave as he risks his personal reputation and his bank’s future to protect vulnerable people from extortionate interest rates, eventually taking his mission across the Atlantic to the United States.
Plot and Storyline Summary
Bank of Dave 2: The Loan Ranger picks up two years after the events of the first film, with Dave Fishwick now a local celebrity and a successful community banker. The narrative is sparked when Dave encounters a single mother devastated by a payday loan company charging an astronomical 6,000% APR.
Dave decides to take on these “legal loan sharks” by teaming up with Jessica, an American journalist, and Oliver, a local Citizens Advice counselor. Their mission evolves from local activism to a high-stakes international investigation that pits Dave against Carlo Mancini, the amoral CEO of a massive predatory lending corporation.
Cast and Character Guide
The sequel brings back several fan-favorite faces while introducing international stars to broaden the story’s scope. Rory Kinnear continues to anchor the film with his charismatic portrayal of Dave Fishwick.
Rory Kinnear as Dave Fishwick: The self-made millionaire from Burnley.
Chrissy Metz as Jessica: An American investigative reporter who joins Dave’s cause.
Amit Shah as Oliver: A dedicated local counselor from the Citizens Advice Bureau.
Rob Delaney as Carlo Mancini: The film’s primary antagonist and predatory loan shark.
Jo Hartley as Nicky Fishwick: Dave’s supportive wife and business partner.
Hugh Bonneville as Sir Charles Denbigh: Returning in a cameo as the establishment banker.
The “True(ish)” Story Accuracy
Like its predecessor, Bank of Dave 2 uses a “true(ish)” disclaimer, meaning that while the core themes are based on Dave Fishwick’s life, many dramatic elements are fictionalized. The film is specifically inspired by Dave’s real-world campaign against companies like Wonga.
In reality, Dave Fishwick filmed a documentary series called The Loan Ranger (2014) where he investigated payday lenders. While he did not actually travel to the U.S. to take down a mob-like CEO in a thriller-style climax, his advocacy significantly influenced UK government policy regarding interest rate caps.
Filming Locations in the North
The production returned to the North of England in the spring of 2024 to maintain the authentic “Burnley spirit” that defined the first movie. Much of the filming took place in Burnley, Lancashire, including scenes shot inside Dave Fishwick’s actual home.
Burnley: Key scenes were filmed at The Talbot pub and the Burnley Savings and Loans office.
Leeds: Locations such as Park Square and the Duck & Drake pub served as backdrops for investigative meetings.
Wakefield: Production Park was used for large-scale interior sets.
Bradford: City Hall was utilized for grander architectural shots representing financial institutions.
Practical Information and Viewing
For fans wanting to watch or learn more about the Bank of Dave franchise in 2026, here are the essential details:
Streaming Platform: Bank of Dave 2: The Loan Ranger is available exclusively on Netflix.
Run Time: The film has a duration of 104 minutes.
Age Rating: It is rated 12 in the UK for moderate bad language and thematic elements.
Related Content: Viewers can also watch the original Bank of Dave (2023) and the documentary The Loan Ranger on the same platform.
Visiting Burnley: Fans of the film often visit the real Burnley Savings and Loans on Keirby Walk to see the inspiration for the story.
FAQs
When was Bank of Dave 2 released?
The film was released on Netflix in the UK on January 10, 2025, following a world premiere in Burnley.
Is Bank of Dave 2 based on a true story?
It is based on the real-life activism of Dave Fishwick against payday lenders, specifically inspired by his 2014 documentary work, though the “Loan Ranger” thriller plot is highly fictionalized.
Who plays the journalist in Bank of Dave 2?
The American journalist Jessica is played by Chrissy Metz, best known for her role in the TV series This is Us.
Does Def Leppard appear in the sequel?
Yes, the rock band Def Leppard makes another cameo appearance in the film, following their popular appearance in the first movie.
Where was Bank of Dave 2 filmed?
Filming took place primarily in Burnley, Leeds, Bradford, and Wakefield, with some additional scenes set in the United States.
Is there a Bank of Dave 3 planned?
As of early 2026, there is no official confirmation of a third film, though Dave Fishwick has hinted he has more “David vs. Goliath” stories to tell.
Who is the villain in Bank of Dave 2?
The antagonist is Carlo Mancini, a cold-blooded American payday loan CEO played by Rob Delaney.
Why is it called The Loan Ranger?
The title is a play on “The Lone Ranger” and was the actual title of Dave Fishwick’s 2014 Channel 4 documentary series.
Is Dave Fishwick’s bank a real bank now?
In real life, the business is called Burnley Savings and Loans. While it operates like a bank for the community, it is technically a peer-to-peer lender as it continues to work toward a full UK banking license.
Can I watch Bank of Dave 2 in the USA?
Availability varies by region; while it is a Netflix Original in the UK, viewers in the US should check their local Netflix listings or secondary distributors.
What is the main message of the film?
The film focuses on ethical finance, community support, and the dangers of predatory lending that targets those in poverty.
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